About this app
CRED App Features:
→Free Credit Score Check: Track Credit Score or Access your credit profile→Credit Card Bill Payment: Pay credit card bill on the go!
→Credit Card Manager: Stay connected with credit information
→Hidden charges: Automatically detect hidden charges & get alerted on duplicate transactions
→Rewards: credit card offers & win rewards using CRED Coins
→Multiple Credit Cards: Seamless payments for all credit cards
→Pay Rent with Credit Card: Make rent payments in no time
→Spend Analysis: Complete track of where you spent from your credit card with easy-to-read spend analysis charts.
Why CRED App?
✔ Access your credit score (cibil score)✔ Multiple accounts with instant payment options
✔ Interactive charts allow easy visualisation of where your money goes
✔ Safe & secure credit card bill payment app
✔ Exciting offers & discounts on brands like Myntra, Swiggy, Cult Live, etc.
What is a credit score?
→ The credit score is calculated based on the data that is provided by the lending institutions (typically banks, NBFCs) to the bureaus (typically CRIF, Experian)→ Each credit score has a different scale
→ A score of 700+ on CRIF & Experian is considered to be good
→ A higher credit score is an indicator of good financial behaviour
How to be a CRED member?
→ CRED is built for rewarding creditworthy individuals. To become a CRED member, you need a credit score of 750+
→ The process is simple → Download CRED → Fill name, mobile number & email ID → Get a free credit score report
→ If your credit score is 750+, you will get a prompt to verify credit card details
→ Pay credit card bills & earn coins
Cred Amazon Pay Offer :-
Just Join Cred using above link and Pay any credit card bill to get Free 10 Gems. Plus Refer your freinds and earn 20 Gems on 2 successful referral you will get 20 Gems. So Now you can use Cred Amazon Pay Offer and burn 30 Gems for Free Rs.1000 Amazon Pay Gift Card.
How to Avail Cred Refer & Earn offer :-
You need to share your Cred referral link with friends and family to earn free gems. You earn 10 gems for every successful referral. Redeem the Gems points for exciting rewards.
- CRED Via Mobile Browser and Download Cred App from this link</li>
- DOWNLOAD CRED APP
- Register your Self
- Pay Credit Card Bill of Rs.1 and get Rs.50 cashback in Credit card + Free Rs.150 Uber Gift Card.
Cred Gems Details, Benefits - How to earn Free Cred Gems
Cred Gems is rewarding money by Cred App. You can earn 10 Cred Gems on each successful referral. If someone installs Cred app for the first time using your referral link and complete first credit card bill payment of any amount then you both will get Free 10 Cred gems. With 10 Cred gems you can get Rs.150 uber voucher, 20 Gems for Rs.500 Flipkart voucher and 30 gems for Rs.1000 Amazon gift card.
Cred Points Details, Benefits - How to Earn Free Cred Point
Cred Points is rewarding money by Cred App having low value in comparison with Cred gems. On first time installation of Cred App, user will get equal amount of Cred points of your Credit score. Moreover, you can also earn equal amount of Cred point of the credit card bill paid amount. For example, you pay Rs.10000 credit card bill then you will earn 10000 cred points. Cred Points can be used to get free coupons and deals and cashback through Kill the Bill feature.
Cred Kill the Bill - Get Cashback on Credit Card Bill Payment
On every successful bill payment of Credit card, Cred apps unlocks "Kill The Bill" cashback card. With Kill the Bill, you can earn upto Rs.10000 cashback into Credit card. Just swipe the "Kill The Bill" card down in Cred App and earn credit card cashback
1.How to check and monitor credit score using CRED?
→ Signup CRED with your full name & mobile number, get your first credit score result
→ Get CRED coins with each credit card bill payments
→ Use CRED coins to refresh your credit score every month
2.Credit scores shown on CRED
There are 4 credit bureaus in India - Experian, Equifax, CRIF & CIBIL. CRED can showcase your CRIF, Experian & Equifax credit scores and helps track these credit scores individually.
3.Credit Cards Supported on CRED
SBI, HDFC, Axis, Kotak, Standard Chartered, Yes Bank, HSBC, IndusInd, RBL, Bank of Baroda, Kotak Mahindra, Bank of India, all VISA, MasterCard, American Express & Discover credit cards.
Lending partners on CRED
IDFC First Bank Limited, Credit Saison - Kisetsu Saison Finance (India) Private Limited, Liquiloans - NDX P2P Private Limited, Vivriti Capital Pvt Ltd.
4.Can using a credit card hurt credit score?
As long as you make credit card bill payments within the "grace period" of 25-30 days, you don't have to pay extra. Defaulting credit card payments negatively hurts credit score. So, pay on time!
5.Can CRED help in improving credit score?
With CRED make bill payments on time which will help improve your credit score over time.
