Banking app to make UPI fund transfers, credit card payments & check A/C balance
Welcome to IDFC FIRST Bank’s Mobile Bank App. It comes with exciting features and banking services to make your online bank experience joyful.
Experience the joy of
• One Swipe Bank – Swipe to view your account balances and manage credit
card/debit card details, deposits, investments, etc.
• Seamless Payments & Transfers – Make secure payments, UPI transfers, and
bill payments. All in a few seconds
• Building Wealth – One screen to view your investment portfolio. Also, get
curated investment recommendations basis your risk profile
• Being in Control – Track, analyse and manage your expenses across spend
categories
• Investing for your life goals – Choose your investment goals – be it
wedding, children’s education, or retirement. Also, create your goals with
curated recommendations
• Personalized Offers – Get offers that matter to you, across net bank,
lifestyle, and shopping
• Affordable Instant Loans – Avail pre-approved loan offers at attractive
interest rates and flexible tenures.
• Universal Search – Find what you are looking for, with our intuitive,
suggestive in-app search feature Secure Fund Transfer & Payments.
→ Quick fund transfer to any bank account without adding beneficiary.
→Easy bill payment and recharge – mobile recharge, DTH and utility bills.
→ A summary view of your other bank account balance via our link facility.
→ 3-click digital payments of utility and credit card bills.
→ Instant money transfer to bank account using UPI or QR Code.
UPI Payments App :
→ Transfer funds, pay your credit card bills, invest in mutual funds, pay
personal loan EMIs, buy and recharge FASTag using UPI, thanks to our
partnership with NPCI. It’s 100% online.
→ Link your bank account, analyse your bank statements, and track your saving
account balance
Other Bank Service :
→ Place cheque book request via online banking.
→ Apply smart filters to view transactions.
→ Manage credit card payments, download statements, and redeem rewards.
→ Redemption of Credit card rewards.
→ Quick purchase and recharge of FASTag.
→ Buy health, car, bike insurance.
→ Get personalized offers across loans.
→ Categories transactions for better money management.
→ Contact us via Chat, Video Call and Call Centre.
Steps to download and use our App :
☛ Download the banking app
☛ Log in via user ID and password or mobile number and MPIN.
☛ Log in subsequently for mobile bank through Face ID or Thumb (biometric).
☛ SIM Binding feature for a secure bank experience.
Steps to open a digital bank account :
☛ Download and install our bank app
☛ Click on ‘Open savings account’ on main page
OR
☛ Click on Login and on the login page’s top right corner, click on three dots.
☛ Click on ‘Open savings account.
Investment, Mutual Funds and IPOs App :
Explore online investment services:
✓ Invest in Mutual Funds online with Instant SIP.
✓ Invest in equity, debt, large-cap and multi-cap.
✓ Save tax with ELSS mutual funds✓ Invest in Unit Linked Insurance.
Plans(ULIP)
and Online Sovereign Gold Bonds.
✓ Apply for Initial public offerings(IPOs) using ASBA, Rights Issue, and Call
Money
Insurance App :
Buy health insurance and car insurance online, through our app.
Personal Loan Features :
• Loan amount: ₹20,000—₹40 lakhs.
• Personal Loan Tenure: 6—60 months.
• Annual Percentage Rate: Min APR—11%. Max APR—28%.
Representative Example :
• Loan amount: ₹1,00,000
• Loan Tenure: 12 months
• Interest Rate (reducing): 20%
• EMI Amount: ₹9,264
• Total Interest Payable: ₹11,168
• Processing Fee (incl GST): ₹3,499
• Disbursed Loan Amount: ₹96,501
• Total Amount Payable: ₹1,11,168
• Total cost of Loan (Interest + Processing Fee): ₹14,667
Note from the editor: This article was first released in December 2022. On the publication date noted above,
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